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After a long winter, many people I look forward to making plans. Summer vacation. It will be his first summer in two years when Covid-19 will largely unhinder travel, at least within the United States. A new rewards credit card can help cover some of your expenses.Here's our advice for getting the best credit card signup bonuses this summer.

How long does it take to get the signup bonus?

The time it takes to get the signup bonus depends on the card and your spending habits. Many cards require you to spend a certain amount of money within a specified period of time (usually he is 3-6 months) in order to get a signup bonus. This is typically in the hundreds to thousands of dollars range, and most cards require a few months to meet spending requirements.

If you're trying to get a sign-up bonus to help pay for summer travel, it's important not to overspend while trying to do so. Most signup bonuses rely on consistent and timely payments, and you risk going into debt if you spend too much. , consider a card that gives you a welcome bonus with a single purchase.

Do you have enough time to get a sign-up? You may struggle to meet your spending requirements in time to book your trip. You may earn bonus points or miles for your next trip.

Pay for your next vacation with a new card and get a sign-up bonus without overspending. Plus, when you book a trip with a card that offers rewards on travel purchases, you'll earn extra miles to spend on your next vacation.

The Best Travel Cards to Earn Summer Signup Bonuses

Chase Sapphire Reserve: Best for Luxury Travel with Signup Bonuses

For frequent travelers looking to earn a sign-up bonus in the form of points, Chase Sapphire Reserve® has a lucrative sign-up bonus. Once approved, the cardholder will earn 60,000 bonus points after he spends $4,000 in her first three months of owning the card. These 60,000 bonus points are worth approximately $900 when redeemed through Chase Ultimate Rewards.

If part of that $4,000 is spent on travel, up to $300 will be reimbursed through annual statement credits awarded by Sapphire Reserve for travel purchases. Earn 10 points for every dollar spent on hotel and rental car bookings through the Chase Ultimate Rewards portal. Plus, get $50 in annual hotel credits when you pay your hotel bill. Add to that $100 credit for TSA PreCheck, Global Entry, or NEXUS (once every 4 years) and it justifies the $550 annual fee.

Capital One Venture X: Great for Travel Rewards with Signup Bonuses

The Capital One Venture X Rewards credit card may still be relatively new to the travel card market has already made a name for itself as one of the best travel cards available. With a sign-up bonus of 75,000 miles when you spend $4,000 in the first three months, this card is a great option to offset some of your travel expenses.

Cardholders can earn 10x miles on hotels and car rentals and 5x points on flights purchased with Capital One Travel. Plus, he gets double points on all other purchases. Plus, get up to $200 back in statement credit when you purchase a vacation rental like Airbnb or VRBO in your first year. On top of all this, its generous signup bonus helps offset the $395 annual fee.

American Express Business Platinum Card: Best Business Card Signup Bonus

If you are a business owner or frequently charge your credit card for business expenses before refunds, American Express 's Business Platinum Card® is a great way to earn huge sign-up bonuses for purchases you already plan to make. Cardholders can earn 120,000 Membership Rewards points after spending $15,000 in her first three months.

This is one of the best signup bonuses available if you can meet the quick spending requirements. For serious business travelers, the $695 annual fee pays for itself with perks like global airport lounge access, CLEAR membership, up to $1,000 in statement credit each year, and other premium benefits.

Earn 120,000 sign-up bonus points plus 5x Membership Rewards points on flights and prepaid hotels. This business card is valid for qualifying purchases from US construction materials and hardware suppliers, electronics retailers, software and cloud systems providers, couriers, and purchases of $5,000 or more elsewhere, up to $200 Earn 1.5x points on $10,000 purchases. Purchases per calendar year.l

Chase Sapphire Preferred: Perfect for all-around travel with sign-up bonuses

Chase Sapphire Reserve, Chase Sapphire Preferred® offer low annual fees At $95, it's a modest and solid travel card. Cardholder can earn 60,000 bonus points after spending $4,000 in his first three months.

Cardholders can earn 5x points on travel purchases through Chase Ultimate Rewards, 3x points on dining, and 2x points on general purchases. Points aren't the only perks that enhance your summer travel experience. Sapphire Preferred also comes with the same trip cancellation/interruption insurance, major rental car coverage and lost luggage insurance as Sapphire Reserve.

Capital One VentureOne Rewards Credit Card: The most affordable travel card you can sign up for. Bonuses

For travelers looking for an affordable travel card that also offers sign-up bonuses, the Capital One VentureOne Rewards credit card is a great option to consider. With a referral bonus offer of 20,000 miles when you spend $500 in the first 3 months, this card may not seem as lucrative as others on this list, but it has low spending requirements and no annual fee. Unique in that respect.

In addition to the 20,000 bonus miles, the cardholder can earn 5x miles on hotels and car rentals he books through Capital One Travel and 1.25x on other purchases. increase.

Card Comparison Table

  • 10x on hotels and car rentals (when booked with Chase Ultimate Rewards)
  • 5x points on air travel
  • 3x Points on Travel and Dining
  • 1x Points on All Other Purchases
Card< /th>

Annual fee Reward Registration Bonus APR
Chase Sapphire Reserve Credit Card $550 60,000 Spend $4,000 in First 3 Months Then Bonus Points 20.74% – 27.74% Variation APR
Capital One Venture X Credit Card $395
  • 10x miles on hotels and car rentals booked with Capital One Travel
  • 5x miles on flights
  • 2x miles on everything else
75,000 Bonus Miles with $4,000 spent in the first 3 months Variable annual interest rate 21.24% – 28.24%
American Express Credit Card Business Platinum Card $695
  • 5x Points on Flights and Hotels
  • Construction Material and Hardware Suppliers, Electronics Retailers, 1.5x Points System Providers on Software and Cloud, Shipping Carriers
120,000 Membership Rewards Points when you spend 15,000 in the first 3 months Variable annual interest rate between 18.49% and 26.49%
Chase Sapphire Preferred Credit Card $95
  • 5x on travel purchased through Chase Ultimate Rewards
  • 3x on meals
  • Double Up On All Other Travel Purchases
60,000 Bonus Points Spend $4,000 In First 3 Months 19.74% – 26.74% variation APR
Capital One VentureOne Rewards Credit Card $0
  • 5X Miles When You Book Hotels And Car Rentals With Capital One Travel
  • Everything Else 1.25x Miles On Your Purchase
First 3 Months 19.24% – 29.24% Varying APR

How far can you go with points and miles?

Chase the ultimate reward

Once you've earned your sign-up bonus, you can redeem your points through Chase Ultimate Rewards to book your next trip. To put this into perspective, 51,465 points could potentially buy you a round-trip economy fare between New York (JFK) and Paris in May. Points earned in Sapphire Reserve can be redeemed at a rate of 1.5 cents per point and 1.25 cents per point in Sapphire Preferred. These points can be transferred to any of Chase's 14 airline and hotel partners for a 1:1 value.

Capital One Travel

Similar to Chase travel rewards, redeeming your miles through Capital One Travel provides the best value for your Capital One miles. The 75,000 bonus miles earned with the Capital One Venture X card are worth $750 when redeemed with Capital One Travel. These miles can be redeemed for flights, but they can also be used to cover car rental costs if you're planning a road trip.

American Express Membership Rewards

If you're looking for a card to cover your business expenses, the 120,000 bonus points you earn with the American Express Business Platinum Card is one of the most lucrative offers available. The 120,000 Membership Rewards points are most valuable when redeemed through the Amex Travel Portal, worth approximately 1.5 cents per point. From a redemption value standpoint, it's important to note that your best bet to take advantage of Amex benefits is to book flights, not hotels.Membership Rewards points when applied to hotel room rates , worth only 0.7 cents per point.

Strategies for Earning Summer Signup Bonuses

Know Your Spending Habits

When you attempt to earn a signup bonus, pay It's important that you don't exceed your normal monthly spending just to earn . Figure out first if a travel rewards card makes sense for you. Extra money for travel is great, but it's not worth it when you run into high credit card debt.Points with sign-up bonuses that you can reasonably meet while maintaining a healthy credit history Claim your card and earn rewards.

Time to get a new card before or after the big purchases you've already planned

If you want a big signup bonus, but it's going to cost you, make a big purchase. Apply for a new credit card before you do. This should be done responsibly, so make sure you're buying something you're already planning, such as a summer trip.

Play the Points and Miles Game

For many avid travelers, the best value they can get from their credit card Points and Miles is like a game. Every travel card usually has rules and exclusions and ways to get more points. If there is a specific sign-up bonus, hit it, do your research and try to earn more points towards your next trip.


With summer alone around the corner, booking your next vacation is a top priority for many. If you're looking for a good travel card that offers sign-up bonuses, you're in luck because there are plenty of options. Make sure you can keep earning.