Read in 1 minute PublishedJanuary April 2023 Author warnow.biz Author warnow.biz warnow.biz Bankrate logo
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Current credit card interest rates
|3 Month Trend
|January 4, 2023
|December 28, 2022
|December 14, 2022
|July 12, 2022
|November 30, 2022
|November 23, 2022
|November 16, 2022
|November 9, 2022
|November 2, 2022
|26 Oct 2022
|10 2022 19th of month
|12th of October 2022
|October 5, 2022
|September 28, 2022
What types of credit card interest rates are available?
- Buy APR: Interest at the time of purchase, usually applied at the time of credit card payment.
- Balance Transfer APR: Interest payable on balances transferred from a loan or other credit card to the applicable credit card. Most cards start with a lower rate (sometimes 0%) for a specified number of months before transitioning to regular APR.
- Referral APR: This is an incentive offered. A credit card company applies a special low interest rate to new applicants for a certain period after opening an account. This rate is often 0% APR at deployment and is consistently lower than the normal APR for each card.
- Cash Advance APR: This rate is available at ATM or
- Penalty APR: If you miss the may apply. This rate is more extreme than the normal APR (which can reach 29.99%) and is usually reduced to the standard rate after making timely payments for 6 months.
We have multiple resources. It will help you understand more about credit card interest rates. For more information, we recommend reading:
Other credit card options: 0% interest credit cards, balance transfer credit cards
To see more of the Bankrate team's findings, visit the Credit Card Statistics Center Please access.