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If you ever bought a credit card, for example, Capital I noticed (and was confused by) subtle differences in credit card names from the same issuer, such as One Venture vs. VentureX vs. VentureOne. Many of today's best credit cards are sibling credit cards. That is, two or more of his credit cards offered by the same issuer with similar rewards and benefits.

Mostly, one of his brothers is a no annual fee credit card designed for those who want to earn credit card perks without paying an annual fee. Other sibling credit cards offer bigger rewards and better perks, but you have to pay an annual fee to access your savings.

In this guide, we have detailed the most popular credits.

American Express Blue Cash Card

Perfect for Frequent Grocers

The American Express Blue Cash Preferred Card and the American Express Blue Cash Everyday® Card are two of the best grocery credit cards today. But rewards for spending on groceries aren't the only benefits these sibling cards have to offer.

  • The Blue Cash Everyday Card is a no annual fee card that gives you 3% cash back on grocery, gas and online retail purchases.
  • Blue Cash Preferred Card Charges an annual fee of $95 (free for the first year), but the cardholder must pay the first of his $6,000 annual grocery spending. For dollars he gets a whopping 6% cashback. Blue Cash Preferred cardholders can also earn 6% cashback on select streaming services and 3% cashback on gas and transportation for him.

If you're worried about paying $95 a year, keep in mind that your monthly grocery spending will only cost you $132 to get enough rewards to cover your Blue Cash Preferred annual fee.6 If you want to take full advantage of the 10% cash back reward, you'll need to spend $500 each month on groceries before reaching the $6,000 annual cap. This is not difficult for most families.

Is this card right for you?

  • If you spend more than $132 a month on groceries,Blue Cash Preferred card is the best .
  • The Blue Cash Everyday card is great if you're hesitant to pay an annual fee or if you're unsure about spending more than $132 a month on groceries.
reward rate annual fee Additional Benefits
Blue Cash Preferred
  • USA 6% cash back on supermarket purchases (up to $6,000 per year). 6% cashback on select US streaming subscriptions. 3% in transit. 3% cashback on US gas station purchases. 1% cash back on all other purchases
  • $250 statement credit when you spend $3,000 within 6 months of account opening
$0 for the first year, then $95
  • 12 months on 0% APR purchase and balance transfer. Then 18.24% to 29.24% variable
  • $84 Disney bundle credit
  • $120 Equinox+ credit
Blue Cash Everyday
  • Up to $6,000 per calendar year in each category for purchases at US supermarkets, US gas stations and US online retailers 3% cash back. 1% cashback on other purchases
  • $200 statement credit when you spend $2,000 within 6 months of account opening
$0
  • 15 months of purchases and balance transfers; thereafter variable from 18.24% to 29.24%
  • $84 Disney bundle credit
  • $180 Home Chef Credit

Capital One Savor Cards

Great for dining and entertainment

If your biggest monthly expense is food and entertainment, consider the Capital One Savor card. Both the Capital One Savor Cash Rewards Credit Card and the Capital One SavorOne Cash Rewards Credit Card offer 8% cash back on purchases made at Capital One Entertainment and 5% cash back on hotels and car rentals booked with Capital One Travel. increase.

What's the difference between these sibling credit cards?

  • Savor Cardhas an annual fee of $95 and offers 4% cash back on dining, entertainment and select streaming services, and 3% cash back on groceries.
  • The SavorOne Card is a no annual fee card that offers 3% cash back on dining, entertainment, select streaming services and groceries.

Is Savor's annual fee getting in the way of your savings? We did the math and found that a cardholder who spends $2,000 a month on dining, entertainment, and streaming services, $800 on groceries, and $1,000 on all other purchases, even after paying a $95 annual fee. , can give you an edge with the Savor card. .

Which card is right for you?

  • If travel, dining and entertainment are your biggest expenses, the Savor card might be best for you
  • If you want to try out a restaurant rewards credit card before upgrading to a Savor card, the SavorOne card is your best bet.

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Reward rate Annual fee Other benefits
Capital One Savor Cash Rewards Credit Card
    8% cash back on purchases with Capital One Entertainment, 5% cash back on hotel and car rental bookings with Capital One Travel, 4% cash back on dining and entertainment, and popular streaming services, grocery stores 3% cash back, 1% cash back and all other purchases
  • $300 cash bonus when you spend $3,000 within 3 months of account opening

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$95
Capital One SavorOne Cash Rewards Credit Card
  • Capital One Entertainment 8% cash back on your purchase. 5% cashback on hotel and rental car bookings with Capital One Travel. 3% cash back on dining, entertainment, popular streaming services and grocery purchases (excluding superstores like Walmart® and Target®). 1% cash back on all other purchases
  • $200 cash bonus when you spend $500 within 3 months of account opening
$0 0% p.a. on purchases and balance transfers for 15 months (then fluctuates from 19.24% to 29.24%)

Capital One Venture Card

Perfect for Travel and Consumers

Believe it or not, there are four Capital One Venture cards, and these flexible cards can help you pay for travel expenses and everyday purchases. Earn Capital One miles at

Most travelers will probably use the Capital One Venture Rewards credit card. He offers 5x miles on hotels and car rentals booked through Capital One Travel and 2x miles on all other purchases. The card has an annual fee of $95, but also includes TSA Precheck/Global Entry application fee credits worth up to $100 and complimentary airport lounge access twice a year.

Frequent travelers are encouraged to consider the Capital One VentureX Rewards credit card, which is a step up on the luxury scale. The card has an annual fee of $395, but when you add up the value of the rewards, benefits and annual statement credits, many travelers would find it well worth the expense.

Infrequent travelers can take advantage of the Capital One VentureOne Rewards Card, a no annual fee credit card. You may also be interested in the Capital One VentureOne Rewards Card for Good Credit. This is a card that allows you to start earning Capital One miles even if you haven't yet established a strong credit score.

  • If you need a credit card with rewards for travel and everyday purchases, the Venture Card might be for you .
  • VentureX cardsIf you want to maximize your Capital One Miles on flights, hotels, car rentals, and access premium travel benefits, this card is for you.
  • VentureOne Card If you travel infrequently but still want to earn miles on hotels and car rentals, VentureOne is for you.
  • VentureOne for Good Credit is

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Chase Sapphire Card

Great for Travel and Dining

If you know anything about travel credit cards, you've heard of the Chase Sapphire Card I guess. These sibling credit cards are two of the best travel credit cards available today, as long as you're willing to pay an annual fee for industry-leading rewards. What do you get when you join the Chase Sapphire family?

The Chase Sapphire Preferred® Card has an annual fee of $95 and allows cardholders to earn 5x points on travel booked through Chase Ultimate Rewards, 2x points on all other travel, plus dining, select streaming Earn 3x points on services, select online grocery purchases. Plus, the points you earn are worth 25% when redeemed for travel through Chase Ultimate Rewards. A $50 annual statement credit for hotel stays purchased through Chase Ultimate Rewards makes the deal even sweeter.

Chase Sapphire Reserve® has an annual fee of $550, which is one of the highest annual fees on the market. In exchange for this, you'll get a $300 travel credit, TSA Precheck/Global Entry application fee credit, airport lounge access, and more. 10x total points on hotel stays and car rentals with Ultimate Rewards, 5x total points on air travel with Ultimate Rewards (after earning $300 in travel credits), 3x points on general travel and dining purchases can be obtained. Points are worth 50% more when redeemed for travel through Chase Ultimate Rewards.

We did the math, how to get ahead with the Chase Sapphire Reserve card is to use all available perks like $300 annual travel credit, airport lounge access, etc. Otherwise, the overall value of the Chase Sapphire Preferred card could be higher.

Which card is best for you?

  • Chase Sapphire Preferred

  • If you are ready, The Chase Sapphire Reserve might be your best bet. Pay $550 a year in exchange for the best travel rewards in the industry.
Reward rate Annual fee Other benefits
Capital One Venture Rewards credit card
  • 5x miles on hotels and car rentals booked with Capital One Travel, 2x miles on all other purchases
  • 75,000 miles bonus when you spend $4,000 within 3 months of account opening, equivalent to $750 in travel
$95
  • TSA Precheck/Global Entry Application Fee Credit
  • Limited Airport Lounge Access
Capital One VentureX Rewards credit card
  • 10x miles on hotels and car rentals booked with Capital One Travel, 5x miles on flights booked with Capital One Travel and all other purchases Double Miles
  • If you spend $4,000 within 3 months of opening a 75,000 bonus mile account, the equivalent of $750 in travel expenses
$395
  • 10,000 Bonus Miles on Account Anniversary
  • $300 Annual Statement Credit with Purchase of Capital One Travel
  • TSA Precheck/Global Entry Application Fee Credit
  • Unlimited Airport Lounge Access
  • Capital One VentureOne Rewards Card
    • 5x miles on hotels and car rentals booked with Capital One Travel, 1.25x miles on all purchases
    • 20,000 miles bonus on $500 purchases within 3 months of account opening (travel $200)
    $0 15 Introductory Annual Interest Rate 0%
    Capital One VentureOne Rewards Card for Good Credit 1.25X miles on every purchase $0

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    Reward rate Annual fee Additional benefits
    Chase Sapphire Preferred®
    • Dining (including eligible delivery services); select streaming services , 3x points on online grocery purchases (excluding Walmart, Target and Wholesale Club). 5x points on travel with Chase Ultimate Rewards and Lyft Rides (his Lyft offer through March 31, 2025). Double points on all other trips. 1x points on all other purchases
    • 60,000 bonus points when you spend $4,000 within 3 months of account opening. $750 Worth When You Redeem Travel Through Chase Ultimate Rewards
    $95
    • 25% Worth When You Redeem Travel Through Chase Ultimate Rewards Points for
    • $50 Annual Statement Credit for Hotel Stays Purchased Through Chase Ultimate Rewards
    • Complimentary DoorDash DashPass Membership
    Chase Sapphire Reserve®
    • 3x points on general travel and restaurant purchases, 10x total points on Lyft purchases (through March 2025), 10x total points on Chase Dining purchases with Ultimate Rewards, 10x total points on Chase Dining purchases with Ultimate Rewards 10x total points on hotel stays and car rentals, 5x total points on flights Travel through Ultimate Rewards (after earning $300 in travel credits), 1x points on all other purchases
    • 60,000 bonus points if you spend $4,000 within 3 months of account opening. /li>
    $550
    • Points worth 50% when redeemed for travel through Chase Ultimate Rewards
    • Annual $300 Travel Credit
    • Complimentary Lyft Pink and DoorDash DashPass Membership
    • TSA Precheck/Global Entry Application Fee Credit
    • Airport Lounge Access
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    • Premium Hotel and Resort Collection Amenities
    • Special Dining Reservations with Chase Dining and Reserved by Sapphire

    Capital One Quicksilver Card

    Good for General Spending

    I love the fixed cash back credit card and Capital One Quicksilver card is a solid choice, especially if you have a good credit score important for those who cannot say

    With no annual fees, the Capital One Quiksilver Cash Rewards Credit Card is a great option. He offers 5% cashback on hotels and car rentals booked with Capital One Travel and 1.5% cashback on other purchases.

    The Capital One Quicksilver Rewards for Good credit card offers the same flat cash back benefits as the Quicksilver sibling card, but does not include the opportunity to earn cash bonuses.

    The Capital One QuicksilverOne Cash Rewards Credit Card is available to those with fair credit. You get similar benefits, but with an annual fee of $39.

    Which card is the best?

    • If you're looking for the best cash back card with no annual fee, Quicksilver might be for you I can't.
    • Good Credit's Quicksilver might be your best bet.
    • QuicksilverOneBest if you want to build up your credit and, if all goes well, upgrade to another card in the Quicksilver family while earning cash back rewards.
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    Reward rate Annual Fee Additional Benefits
    Capital One Quiksilver
    • 5% cash back on hotels and car rentals booked with Capital One Travel, 1.5% cash back on all purchases
    • Open Account $200 cash bonus when you spend $500 within 3 months of
    $0
    Capital One Quicksilver Quality Credit Rewards
    • 5% cash back on hotels and car rentals booked with Capital One Travel, 1.5% cash back on all purchases
    $0
    Capital One QuicksilverOne
    • 5% cash back on hotels and car rentals booked with Capital One Travel and 1.5% cash back on all other purchases
    $39

    Ink Business Cards

    Perfect for Business Owners

    Small business owners can also take advantage of credit card benefits and get the best credit card for their small business right away. Chase offers his four sister credit cards under the Ink Business brand. Each credit card is designed for small business owners with different levels of annual business spending.

    • Ink Business Unlimited® Credit Cardis a no annual fee card that offers 1.5% cash back on all purchases and can benefit freelancers and solopreneurs on a variety of spend.
    • Ink Business Cash® Credit Card With no annual fee, it's worth considering if you often buy office supplies.
    • Ink Business Preferred® Credit Card
    • Ink Business PremierSM Credit Card is a recent addition to the Ink Business family . With an annual fee of $195, it's perfect for small business owners with room to grow. Ink Business Premier is a charge card. That means you have to pay the full amount each month. We also offer top-tier benefits on travel as well as business purchases over $5,000.

    Which card is right for you?

    • Ink Business Unlimitedis great for small business owners who don't spend much on their business but want to earn rewards.
    • Ink Business Cash is perfect for the small business owner who spends $25,000 to $50,000 a year on his business.
    • Ink Business PreferredPerfect for small business owners who spend about $150,000 a year on their business or who need a corporate credit card with travel benefits am.
    • Ink Business Premier cards are ideal for small businesses. Employers who regularly shop $5,000 or more and can pay off their card monthly

    Reward rate Annual fee Additional benefits
    Ink Business Unlimited
    • 1.5% Cash Back on all purchases
    • First Spend $7,500 within 3 times of purchase to get $750 bonus cashback account opening months
    $0
    • 0% Adoption APR for 12 months. 16.99% to 22.99% fluctuation after that
    • Employee card with no extra charge
    Ink Business Cash
    • 5% cash back on the first $25,000 of total purchases at office supply stores, internet, cable and phone services, each year on your account anniversary. 2% cash back on the first $25,000 of total purchases at gas stations and restaurants in the year of each account's anniversary. 1% cash back on all other purchases
    • $750 bonus cash back when you spend $7,500 within the first 3 months of account opening
    $0
    • 0% Introductory APR for 12 months of purchase. Then 16.99% to 22.99% variable
    • Employee card at no extra charge
    Ink Business Preferred
    • Triple points for first $150,000 spend in travel and select business categories per account anniversary year (1X points thereafter), all other purchases 1X Points at
    • 100,000 Bonus Points when you spend $15,000 within the first 3 months of account opening
    $95
    • No Surcharge Employee Card
    Ink Business PremierSM Credit Card <
  • 5% Cash Back on travel purchased through Chase Ultimate Rewards, 2.5% Cash Back on purchases over $5,000, 2% Cash Back on all other purchases
  • $1,000
  • $195
    • Flex Business that pays in installments over $500 with interest
    • Employee card with no additional charges