If you ever bought a credit card, for example, Capital I noticed (and was confused by) subtle differences in credit card names from the same issuer, such as One Venture vs. VentureX vs. VentureOne. Many of today's best credit cards are sibling credit cards. That is, two or more of his credit cards offered by the same issuer with similar rewards and benefits.
Mostly, one of his brothers is a no annual fee credit card designed for those who want to earn credit card perks without paying an annual fee. Other sibling credit cards offer bigger rewards and better perks, but you have to pay an annual fee to access your savings.
In this guide, we have detailed the most popular credits.
- 1 American Express Blue Cash Card
- 2 Is this card right for you?
- 3 Capital One Savor Cards
- 4 Capital One Venture Card
- 5 Chase Sapphire Card
- 6 Capital One Quicksilver Card
- 7 Ink Business Cards
American Express Blue Cash Card
Perfect for Frequent Grocers
The American Express Blue Cash Preferred Card and the American Express Blue Cash Everyday® Card are two of the best grocery credit cards today. But rewards for spending on groceries aren't the only benefits these sibling cards have to offer.
- The Blue Cash Everyday Card is a no annual fee card that gives you 3% cash back on grocery, gas and online retail purchases.
- Blue Cash Preferred Card Charges an annual fee of $95 (free for the first year), but the cardholder must pay the first of his $6,000 annual grocery spending. For dollars he gets a whopping 6% cashback. Blue Cash Preferred cardholders can also earn 6% cashback on select streaming services and 3% cashback on gas and transportation for him.
If you're worried about paying $95 a year, keep in mind that your monthly grocery spending will only cost you $132 to get enough rewards to cover your Blue Cash Preferred annual fee.6 If you want to take full advantage of the 10% cash back reward, you'll need to spend $500 each month on groceries before reaching the $6,000 annual cap. This is not difficult for most families.
Is this card right for you?
- If you spend more than $132 a month on groceries,Blue Cash Preferred card is the best .
- The Blue Cash Everyday card is great if you're hesitant to pay an annual fee or if you're unsure about spending more than $132 a month on groceries.
|reward rate||annual fee||Additional Benefits|
|Blue Cash Preferred||
||$0 for the first year, then $95||
|Blue Cash Everyday||
Capital One Savor Cards
Great for dining and entertainment
If your biggest monthly expense is food and entertainment, consider the Capital One Savor card. Both the Capital One Savor Cash Rewards Credit Card and the Capital One SavorOne Cash Rewards Credit Card offer 8% cash back on purchases made at Capital One Entertainment and 5% cash back on hotels and car rentals booked with Capital One Travel. increase.
What's the difference between these sibling credit cards?
- Savor Cardhas an annual fee of $95 and offers 4% cash back on dining, entertainment and select streaming services, and 3% cash back on groceries.
- The SavorOne Card is a no annual fee card that offers 3% cash back on dining, entertainment, select streaming services and groceries.
Is Savor's annual fee getting in the way of your savings? We did the math and found that a cardholder who spends $2,000 a month on dining, entertainment, and streaming services, $800 on groceries, and $1,000 on all other purchases, even after paying a $95 annual fee. , can give you an edge with the Savor card. .
Which card is right for you?
- If travel, dining and entertainment are your biggest expenses, the Savor card might be best for you
- If you want to try out a restaurant rewards credit card before upgrading to a Savor card, the SavorOne card is your best bet.
|Reward rate||Annual fee||Other benefits|
|Capital One Savor Cash Rewards Credit Card||
|Capital One SavorOne Cash Rewards Credit Card||
||$0||0% p.a. on purchases and balance transfers for 15 months (then fluctuates from 19.24% to 29.24%)|
Capital One Venture Card
Perfect for Travel and Consumers
Believe it or not, there are four Capital One Venture cards, and these flexible cards can help you pay for travel expenses and everyday purchases. Earn Capital One miles at
Most travelers will probably use the Capital One Venture Rewards credit card. He offers 5x miles on hotels and car rentals booked through Capital One Travel and 2x miles on all other purchases. The card has an annual fee of $95, but also includes TSA Precheck/Global Entry application fee credits worth up to $100 and complimentary airport lounge access twice a year.
Frequent travelers are encouraged to consider the Capital One VentureX Rewards credit card, which is a step up on the luxury scale. The card has an annual fee of $395, but when you add up the value of the rewards, benefits and annual statement credits, many travelers would find it well worth the expense.
Infrequent travelers can take advantage of the Capital One VentureOne Rewards Card, a no annual fee credit card. You may also be interested in the Capital One VentureOne Rewards Card for Good Credit. This is a card that allows you to start earning Capital One miles even if you haven't yet established a strong credit score.
- If you need a credit card with rewards for travel and everyday purchases, the Venture Card might be for you .
- VentureX cardsIf you want to maximize your Capital One Miles on flights, hotels, car rentals, and access premium travel benefits, this card is for you.
- VentureOne Card If you travel infrequently but still want to earn miles on hotels and car rentals, VentureOne is for you.
- VentureOne for Good Credit is
|Reward rate||Annual fee||Other benefits|
|Capital One Venture Rewards credit card||
|Capital One VentureX Rewards credit card||
|Capital One VentureOne Rewards Card||
||$0||15 Introductory Annual Interest Rate 0%|
|Capital One VentureOne Rewards Card for Good Credit||1.25X miles on every purchase||$0|
|< /th>||Reward rate||Annual fee||Additional benefits|
|Chase Sapphire Preferred®||
|Chase Sapphire Reserve®||
Capital One Quicksilver Card
Good for General Spending
I love the fixed cash back credit card and Capital One Quicksilver card is a solid choice, especially if you have a good credit score important for those who cannot say
With no annual fees, the Capital One Quiksilver Cash Rewards Credit Card is a great option. He offers 5% cashback on hotels and car rentals booked with Capital One Travel and 1.5% cashback on other purchases.
The Capital One Quicksilver Rewards for Good credit card offers the same flat cash back benefits as the Quicksilver sibling card, but does not include the opportunity to earn cash bonuses.
The Capital One QuicksilverOne Cash Rewards Credit Card is available to those with fair credit. You get similar benefits, but with an annual fee of $39.
Which card is the best?
- If you're looking for the best cash back card with no annual fee, Quicksilver might be for you I can't.
- Good Credit's Quicksilver might be your best bet.
- QuicksilverOneBest if you want to build up your credit and, if all goes well, upgrade to another card in the Quicksilver family while earning cash back rewards.
|< /th>||Reward rate||Annual Fee||Additional Benefits|
|Capital One Quiksilver||
|Capital One Quicksilver Quality Credit Rewards||
|Capital One QuicksilverOne||
Ink Business Cards
Perfect for Business Owners
Small business owners can also take advantage of credit card benefits and get the best credit card for their small business right away. Chase offers his four sister credit cards under the Ink Business brand. Each credit card is designed for small business owners with different levels of annual business spending.
- Ink Business Unlimited® Credit Cardis a no annual fee card that offers 1.5% cash back on all purchases and can benefit freelancers and solopreneurs on a variety of spend.
- Ink Business Cash® Credit Card With no annual fee, it's worth considering if you often buy office supplies.
- Ink Business Preferred® Credit Card
- Ink Business PremierSM Credit Card is a recent addition to the Ink Business family . With an annual fee of $195, it's perfect for small business owners with room to grow. Ink Business Premier is a charge card. That means you have to pay the full amount each month. We also offer top-tier benefits on travel as well as business purchases over $5,000.
Which card is right for you?
- Ink Business Unlimitedis great for small business owners who don't spend much on their business but want to earn rewards.
- Ink Business Cash is perfect for the small business owner who spends $25,000 to $50,000 a year on his business.
- Ink Business PreferredPerfect for small business owners who spend about $150,000 a year on their business or who need a corporate credit card with travel benefits am.
- Ink Business Premier cards are ideal for small businesses. Employers who regularly shop $5,000 or more and can pay off their card monthly
|Reward rate||Annual fee||Additional benefits|
|Ink Business Unlimited||
|Ink Business Cash||
|Ink Business Preferred||
|Ink Business PremierSM Credit Card|| <